Photographic (or Photography) Insurance in South Africa |
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Photography Insurance is a priority for professionals, amateurs and hobbyists. |
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Photographic Insurance - If you are serious about photography, your equipment is most likely expensive, therefore evaluate your insurance options carefully |
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Why Photographic (or Photography) Insurance: |
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When it comes to spending thousands of rands on photographic equipment, the last thing you want to scrimp on is the insurance to cover your lost, stolen or damaged photographical gear. Different photography focuses: Sports, underwater, wildlife and travel photography are just a couple of specialities where insurance becomes … well, complicated. These are seasonal vocations where some insurance companies might cover you for set periods of time, rather than annually. Another area of focus, is Drones and Aerial Photography - New regulations and the risk of damage and/or injury make drones a deceptively risky venture for a photography business. Aerial photographers need to be aware of any premiums where unmanned aircraft are concerned. Even if a liability program covers all your business operations, you still need aviation risks checked off if you operate a drone. Otherwise, you won’t be covered if your business has a ”crash landing”, so to speak Warranties: Most photography gear comes with a one-to-ten year warranty. Keep that little card with your purchase – you could save tonnes of money and insurance-induced-headaches. |
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Equipment used by photographers and videographers that need to be insured, may include the following: |
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Consideration for Professionals: |
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If you have a basic camera, then a “traditional” short term insurance policy and cover options may be adequate. However, if you are serious about photography, your equipment will most likely be expensive. You will therefore most probably also need access to a more niche and specialized orientated insurance cover and advice. | |
Please contact us today for fast, friendly, professional advice and service! |